Protecting What Matters Most - For Small Businesses, Individuals and Families
Independent insurance guidance for group employee benefits, Medicare, private health, life and supplemental coverage. Licensed nationwide. No pressure. Just answers.
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Why Choose Us
Independent Advisor — We Work For You
Licensed Nationwide
Multiple Top Carriers
Free Consultations Always
No Pressure. Ever
Are You a Small Business Owner?
We help businesses with as few as 2 employees set up affordable group health benefits. We handle everything from shopping carriers to enrollment paperwork — making the process simple, fast and stress free.
Are You an Individual or Family?
Whether you are turning 65, self employed or simply looking for better coverage — we guide you through Medicare, private health, life and supplemental options with zero confusion and zero pressure.
Trusted Carriers We Work With
Insurance Solutions Designed Around You
True Insurance Advisors offers a full range of insurance guidance to help protect your health, income, and loved ones. Services are structured to provide clarity, not complexity.
Services Include
Small Group Employee Benefits — Helping small business owners with 2 to 50 employees offer competitive health, dental and supplemental benefits to attract and retain great talent. We shop multiple carriers to find the best fit for your team and budget.
Medicare Plans
Guidance through Medicare Advantage, Medicare Supplement (Medigap), and Part D prescription drug plans, including support with enrollment periods, provider networks, and cost comparisons.
Private Health Insurance
Individual and family health insurance options for those under 65, including marketplace and non-marketplace plans, with support comparing coverage levels, deductibles, and provider access.
Life Insurance
Term and permanent life insurance solutions designed to protect family income, secure long-term financial goals, and provide financial continuity for loved ones.
Final Expense Coverage
Affordable end-of-life coverage options that help handle funeral costs and related expenses, reducing the financial burden placed on family members during a difficult time.
Hospital Indemnity Plans
Supplemental policies that provide cash benefits for hospital stays, surgeries, and other medical events, helping offset deductibles, copays, and unexpected out-of-pocket expenses.
Cancer, Heart Attack & Stroke Plans
Critical illness coverage offering financial protection for major health events by helping pay for treatment costs, travel for specialty care, and everyday expenses during recovery.
Introduction
Hi, I am Shawn-Marie Carmona, founder of True Insurance Advisors. I started this business because I genuinely believe the right insurance coverage changes lives. As an independent advisor I am not tied to any single carrier * my only loyalty is to you. Whether you are a small business owner protecting your team or an individual navigating Medicare for the first time, I am here to make insurance simple, honest and stress free. Let's talk.
What Our Clients Are Saying
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Your free consultation is just one click away. No pressure. No obligation. Just honest guidance from someone who genuinely wants to help.